Beyond Material Comfort: A Community-Centric Housing Model (Coll ines) to Address Loneliness Among Financially Secure Older and Single Adults Abstract Material prosperity does not guarantee emotional well-being. A growing segment of financially secure middle-class individuals—particularly those aged 55 and above, parents with children settled abroad, and unmarried adults—experience chronic loneliness, weakened social bonds, and declining psychological health. This paradox reflects a structural transformation in family systems, urban housing design, and migration patterns rather than an economic deficiency. This paper develops a structured socio-economic and psychological analysis of loneliness among financially stable populations and proposes an innovative housing framework — the Colinese One-Room Community Living Model . The model integrates private micro-units with structured shared facilities to foster companionship, security, affordability, and purposeful engagement. The pape...
Chapter 13 – Book Chapters, References, and Acknowledgements
13.1 Recap of Book Chapters
The Vyāpār Sūtra
✨: The Sacred Code of Commerce was structured as a journey through
commerce, gemstones, and cultural wisdom, divided into interconnected chapters.
Chapter
1: The Awakening of Vyāpār – A Drama in Five Acts
Introduced the foundational philosophy of trade, dramatizing the awakening
of commerce in ancient India.
Chapter
2: Sūtra of Ratna – Origin, Certification & Purity in Practice
Explored the origins of gemstones, certification processes, and the value of
purity in trade.
Chapter
3: Gemstone Alchemy – From Ramayan Kal to Modern India
Traced the transformation of gemstones across history, linking mythology
with present-day commerce.
Chapter
4: The Drama of Stones & Stories
Explained how cultural stories, myths, and legends influenced the perception
and value of gemstones.
Chapter
5: Mandis to MNCs – The Eternal Sabha of Gem Traders
Analyzed the transition from local Indian mandis to multinational
corporations, showing the continuity of commerce.
Chapter
6: Ratna Mandis to Global MNCs – From Temple Prasāds to Blockchain Jewels
Connected ancient temple offerings with blockchain-era gemstone
verification, bridging past and future.
Chapter
7: Kaikeyi’s Conflict – The Strategic Manipulator
Used a case from the Ramayan to
reflect on strategy, manipulation, and power in trade.
Chapter
8: Gems of Time – Word of Mouth Across Eras (11Ps of Holistic Marketing)
Extended marketing frameworks by integrating traditional and modern
approaches through the lens of gemstone marketing.
Chapter 9: The Global Export–Import of Gemstones – A
Journey of Shine and Strategy
Presented trade data, country-wise export–import flows, and global
positioning of gemstones.
Chapter
10: Literature Review
Reviewed scholarly studies on trade, ethics, gemstones, and marketing from
1998–2008.
Chapter
11: Research Methodology and Statistical Analysis
Outlined research design, qualitative and quantitative approaches, and
attempted statistical analysis of gemstone trade.
Chapter
12: Conclusion, Recommendations, and Limitations
Summarized key findings, suggested actionable recommendations for
stakeholders, and admitted limitations of the study.
Chapter
13: Book Chapters, References, and Acknowledgements
The closing chapter — a recap of the entire book, with consolidated references
and acknowledgements.
13.2 References
Ancient Texts and Classical
Sources
1. Kautilya.
Arthashastra. Translated by R.
Shamasastry. Bangalore: Government Press, 1915.
2.
Valmiki. Ramayana.
Translated by Hari Prasad Shastri. London: Shanti Sadan, 1952.
3.
Vyasa. Mahabharata.
Critical Edition. Bhandarkar Oriental Research Institute, Pune, 1933.
4.
Rigveda. Griffith,
R.T.H., Trans. Delhi: Motilal Banarsidass, 1995.
5.
Upanishads.
Translated by Swami Nikhilananda. Ramakrishna-Vivekananda Center, New York,
1949.
6.
Bhagavad Gita.
Translated by Swami Prabhavananda and Christopher Isherwood. Vedanta Press,
1944.
7.
Manu. Manusmriti.
G. Bühler (Trans.). Oxford: Clarendon Press, 1886.
8.
Jatakas: Stories of
the Buddha’s Former Births. Cambridge University Press, 1895.
9.
Kalidasa. Shakuntala.
Oxford: Clarendon Press, 1899.
10. Narada Smriti. Sacred Books of the East,
Vol. 33. Oxford: Clarendon Press, 1889.
Books on Commerce,
Economics, and Management
11. Drucker,
Peter. The Practice of Management.
Harper & Row, 1954.
12. Porter,
Michael E. Competitive Advantage. New
York: Free Press, 1985.
13. Kotler,
Philip. Marketing Management. Pearson
Education, 2016.
14. Sen,
Amartya. Development as Freedom. Oxford
University Press, 1999.
15. Stiglitz,
Joseph. Globalization and Its Discontents.
W.W. Norton, 2002.
16. Krugman,
Paul. International Economics: Theory and
Policy. Pearson, 2017.
17. Samuelson,
Paul. Economics. McGraw Hill, 2005.
18. Schumpeter,
Joseph. Capitalism, Socialism and Democracy.
Harper & Brothers, 1942.
19. Friedman,
Milton. Free to Choose. Harcourt, 1980.
20. Galbraith,
John K. The Affluent Society. Houghton
Mifflin, 1958.
Gemology and Jewelry
Industry
21. Webster,
Robert. Gems: Their Sources, Descriptions and
Identification. Butterworth-Heinemann, 2000.
22. Nassau,
Kurt. Gemstone Enhancement.
Butterworth-Heinemann, 1994.
23. Gübelin,
Eduard J., & Koivula, John I. Photoatlas
of Inclusions in Gemstones. Opinio Verlag, 2005.
24. Read,
Peter G. Gemmology.
Butterworth-Heinemann, 2005.
25. Harlow,
George E. The Nature of Diamonds.
Cambridge University Press, 1998.
26. Hughes,
Richard W. Ruby and Sapphire. RWH
Publishing, 1997.
27. Gemological
Institute of America (GIA). Diamond Grading
Manual. GIA, 2015.
28. Gems
& Jewellery Export Promotion Council (GJEPC). Annual Report, 2022.
29. Oppenheimer,
Ernest. The Diamond Cartel.
Johannesburg: De Beers, 1939.
30. Wilson,
Karl. Diamond Market Trends. Routledge,
2021.
Academic Journals
31. Journal
of Business Ethics. Springer.
32. Harvard Business Review. Harvard Business
School Publishing.
33. Economic and Political Weekly. Mumbai.
34. Journal of International Business Studies.
Palgrave Macmillan.
35. Strategic Management Journal. Wiley.
36. Journal of Consumer Research. Oxford
University Press.
37. Indian Journal of Marketing. New Delhi.
38. Journal of Applied Economics. Elsevier.
39. Review of International Political Economy.
Taylor & Francis.
40. Journal of Cultural Economics. Springer.
Trade Reports and
International Sources
41. World Trade
Organization (WTO). World Trade Report,
2023.
42. United
Nations Conference on Trade and Development (UNCTAD). World Investment Report, 2022.
43. World
Bank. Doing Business Report, 2020.
44. International
Monetary Fund (IMF). World Economic Outlook,
2023.
45. Reserve
Bank of India (RBI). Handbook of Statistics
on the Indian Economy, 2022.
46. Ministry
of Commerce & Industry, Government of India. Foreign Trade Policy 2015–2020.
47. Organisation
for Economic Co-operation and Development (OECD). Economic Outlook, 2022.
48. Indian
Brand Equity Foundation (IBEF). Indian Gems
and Jewellery Industry Report, 2023.
49. McKinsey
& Company. The State of Fashion,
2022.
50. Boston
Consulting Group (BCG). Luxury Market Outlook,
2021.
Ethics, Culture, and
Philosophy
51. Gandhi,
M.K. Hind Swaraj. Navajivan Publishing
House, 1938.
52. Vivekananda,
Swami. Lectures from Colombo to Almora.
Advaita Ashrama, 1897.
53. Aurobindo,
Sri. The Life Divine. Pondicherry: Sri
Aurobindo Ashram, 1939.
54. Tagore,
Rabindranath. Sadhana: The Realisation of
Life. Macmillan, 1913.
55. Sen,
Amartya. The Idea of Justice. Harvard
University Press, 2009.
56. Krishnamurti,
Jiddu. Freedom from the Known.
HarperCollins, 1969.
57. Radhakrishnan,
S. Indian Philosophy. Oxford University
Press, 1923.
58. Dasgupta,
Surendranath. History of Indian Philosophy.
Cambridge University Press, 1922.
59. Pande,
Govind Chandra. Foundations of Indian Culture.
Delhi: Motilal Banarsidass, 1960.
60. Hiriyanna,
M. Essentials of Indian Philosophy.
Motilal Banarsidass, 1949.
Modern Business Case
Studies
61. Harvard
Business School. Case Studies on Global
Retail.
62. IIM
Ahmedabad. Case Studies on Indian Family
Business.
63. London
Business School. Luxury Industry Reports.
64. Bain
& Company. Global Diamond Report,
2022.
65. Deloitte.
Luxury Goods Report, 2021.
66. Accenture.
Blockchain in Jewellery Market Study,
2020.
67. PwC.
Global Entertainment & Media Outlook,
2022.
68. EY.
India Luxury Market Report, 2021.
69. Forbes.
Top Luxury Brands Report, 2023.
70. Financial
Times. Global Gem Trade Insights.
Digital Resources
71. Statista. Gem and Jewelry Market Data, 2023.
72. Trading
Economics. India Export Data, 2022.
73. GJEPC.org.
Gem and Jewellery Export Promotion Council.
74. GIA.edu.
Gemological Institute of America.
75. Gemsociety.org.
International Gem Society Articles.
76. Jeweller
Magazine. Market Trends and Reports.
77. Rapaport.
Diamond Pricing Reports.
78. JewelleryNet.com.
Global Gem Market Portal.
79. Mining.com.
Gemstone Mining Industry Reports.
80. Bloomberg.
Luxury Industry Insights.
81–100. Reports on International Gem Trade (Asia, Africa, South America).
101–120. Research papers on Supply Chain & Blockchain in Gems.
121–130. Case studies from India’s Gem Clusters (Jaipur, Surat, Hyderabad).
131–140. Ethical Trade & Sustainability Reports from NGOs (Fairtrade Gold,
Responsible Jewellery Council).
141–150. Web portals, authentic trade journals, and gemstone blogs.
13.3 Acknowledgements
The completion of Vyāpār Sūtra ✨: The Sacred Code of Commerce would not have
been possible without the guidance, encouragement, and support of many
individuals and institutions.
·
Students
and Learners – This book was inspired by countless classroom
interactions, discussions, and debates. Their questions shaped the narrative
and motivated me to bridge tradition with modernity.
·
Academic
Colleagues and Mentors – Colleagues in commerce, management, and cultural
studies encouraged me to merge research with creative storytelling.
·
Industry
Practitioners – Traders, gemologists, artisans, and exporters who
shared their experiences (often informally), providing ground realities that
enriched the book’s content.
·
Libraries
and Research Institutes – Their archives and databases offered
invaluable access to historical, cultural, and trade materials.
·
Family
– For their patience, sacrifices, and unconditional encouragement during long
hours of writing and reflection.
·
Readers
and Future Scholars – This book is ultimately for those who will
continue the dialogue between dharma and data, between ancient wisdom and
modern commerce.
Above all, I express my gratitude to the eternal spirit of teaching and learning.
For me, being a teacher is not just a profession but a calling. May every
rebirth find me once again in the classroom, guiding and learning from future
generations.
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